When you suffer a property loss due to fire, smoke, water, wind or any natural disaster, it’s an extremely stressful time. Adding to that stress is that it’s your responsibility (not the insurance company’s) to document any losses and damage.
The burden of proof is on you.
As a homeowner, all you want to do is get your life back in order. Documenting your losses is tedious and time-consuming. As a business owner, you face even greater challenges with the added complexities of large inventories, business interruption, determining the value of replacement cost, depreciation and co-insurance.
Without an NJ public adjuster working on your behalf, you could end up with a much smaller settlement. Or worse yet, you’re claim could be denied altogether.